While group health insurance is still the major way that people receive health insurance coverage in Longmont, Loveland, Fort Collins, Windsor, Greeley, CO, and the surrounding areas, that doesn’t mean the group health insurance plans aren’t subject to the inflationary pressures that we all have experienced in other areas of life. This is where working with an independent insurance agent like Volk Insurance Benefits can really make a difference. As an independent agency, we work with many different insurance companies, and this provides us the opportunity to present multiple quotes for group health insurance to organizations. It is important to regularly schedule time to review a current group health insurance plan with quotes from other insurance companies to ensure that the expenditures on group health insurance are as cost-effective as possible. Contact our team today to schedule that time for a review.
Handling a Remote Workforce
One of the emerging challenges for organizations and their offering of group health insurance is the expansion of the remote workforce. Sometimes the remote workforce can still remain within a small geographic area, but as technology continues to improve it is less and less necessary to have a remote workforce that is geographically nearby. This also provides an opportunity for your workforce to move to less expensive areas, but this may also present issues with group health insurance and the in-network coverage options.
The further away your remote Workforce is physically from your main office makes having group health insurance offerings a bit more challenging. While traditionally group health insurance had in-network and out-of-network providers, more are moving to a PPO option for remote workers. These PPO options typically are offered from nationwide insurance companies, and these options are growing as the remote workforce concept continues to exist and grow.
We Work for Our Clients
An important aspect to working with an independent insurance agency like ours is that we do not work for the insurance companies, but instead work for our clients. We want to help provide you and your organization with the best option possible, otherwise we will lose your business. And while there are other aspects to an employee benefits package, the health insurance portion still remains as one of the largest components. Spending time on this large aspect can make a big difference to the ongoing costs for the organization as well as the employees.
Whether you’re a small organization with 10 employees or a large organization with a thousand or more, working with a professional Insurance Agency such as Volk Insurance Benefits can provide you with great options. We continue to work with hundreds of organizations in Longmont, Loveland, Fort Collins, Windsor, Greeley, CO, and the surrounding areas, providing them with useful information as well as ongoing support in locating the best group health insurance for their needs. Contact us today to set up a time to review your group health insurance.