When it comes to getting health insurance in Greeley, Longmont, Loveland, Fort Collins, Windsor, CO, and the surrounding areas, most people take advantage of the group insurance that is usually offered through their employer or another organization that they belong to. Our team at Volk Insurance Benefits field many different questions about group insurance, and many are from those who get their health insurance in this form. Some revolve around the potential of pre-existing conditions and how those might affect the start of coverage, while others deal with younger workers and their reluctance on getting health insurance as they are healthy. We work with many organizations to provide answers to these and many other questions that their team may have, as well as to explain how the group insurance works. Contact us today to have our team help provide the answers you and your team are looking for regarding your group insurance.
What Many Don’t Understand with Group Insurance
With many group insurance plans, the insurance company is not asking medical questions related to any pre-existing conditions that employees may have. This fact is a big positive for many who have issues that could either delay coverage when obtained individually or might result in a denial of coverage. Group insurance will take all comers from an organization, making it a great solution for many.
Another common hurdle we see is with younger workers who are in good health being reluctant to sign up for a group insurance plan. The truth is that accidents can happen at any time, and group insurance will be there in an emergency. Organizations provide group insurance options not only as a way to attract and retain talent, but also as a means to keep their team healthy and productive.
Understanding All of the Different Group Insurance Options
Variety in offerings is a good thing for organizations looking at providing group insurance to their team, as this allows for greater flexibility and customization. Our team can help explain these differences such as with Health Maintenance Organizations, Preferred Provider Organization, High-Deductible Health Plans, and more. There are also different coverage levels to be aware of, plus other details that will have an impact on both the employer as well as the employee.
At Volk Insurance Benefits we work hard to provide details and demystify the group insurance landscape that is out there in Greeley, Longmont, Loveland, Fort Collins, Windsor, CO, and the surrounding areas. We will take in a number of points of information about your organization and then shop the market to provide you with a number of potential options. Contact us today to schedule a time to review your group insurance needs.