What do these people all have in common: the freelancer, the solopreneur, and the person between jobs. If you said they all need individual health insurance, you would be correct! There are many such people in Greeley, Fort Collins, Longmont, Loveland, Windsor, and the surrounding areas who need to have a health insurance policy and the right answer is having an individual health insurance plan. At Volk Insurance Benefits, we work with these kinds of people all of the time and help them to find the right individual health insurance that fits their situation. If this sounds like you, make a call to our team today to learn more.
Why Individual Health Insurance
Because group insurance and other options are now so prevalent, it is almost an oddity when you hear that someone needs their own individual health insurance plan. Did they do something wrong? No, not at all, but there are many scenarios where someone would need their own individual health insurance plan. And the best place they can go to find this would be to an independent insurance agency like Volk Insurance Benefits.
Many times, we see people who start their own business and are unable to get covered by their spouse’s insurance plan or any other insurance plan. In other cases, someone works for a business, but the business is small and either can’t or won’t provide any health insurance options for their employees. In other cases, the person has retired but isn’t yet old enough to qualify for Medicare and they still need protection until they can qualify for Medicare.
Don’t Go Without Coverage
While it is tempting to go without any health insurance coverage, especially in an effort to save money, those are odds that you don’t want to tempt. Accidents happen because we can’t anticipate them, and that means that you can’t anticipate your health insurance needs either. Because of this, having an individual health insurance plan is a very good idea to ensure that you have coverage for at least the catastrophic cases that might happen.
At Volk Insurance Benefits we are an independent insurance agency, which means that we shop on our clients’ behalf with the different insurance companies that we represent. If one insurance company has a higher deductible or requires higher premiums, we can always look at other insurance companies to see what they can offer. Don’t go without coverage in Greeley, Fort Collins, Longmont, Loveland, Windsor, and the surrounding areas. Contact us today and let us find you the right individual health insurance plan.