For most people, getting medical insurance in place is fairly easy. Most of the time it can be gotten through your employer in Greeley, Windsor, Fort Collins, Loveland, Longmont, and the surrounding areas. But what about the small but significant portion of people that don’t have this option? At Volk Insurance Benefits, we can help provide several different options for anyone to get medical insurance coverage. Even organizations that don’t think they could afford to offer medical insurance to their team can often find out that it isn’t as expensive as they imagine it to be. Contact us today to learn more about getting the right medical insurance coverage for your needs.
Individual Medical Insurance
If you are a self-employed person at your own business, or an independent contractor, odds are you are in need of an individual medical insurance policy. Because there is only one of you a group policy doesn’t work, and unless you are a member of an association that offers some sort of health insurance, you are on your own. Working with an independent insurance agency like ours allows us to shop the market for you to find you the best medical insurance that is also cost-effective.
Group Health Insurance Plans
What most people typically experience is getting medical insurance from a group health insurance plan through their employer. Many small employers are able to offer this to their team even though they have less than 50 employees, the threshold that requires an employer to offer medical insurance to their employees. By working with an independent insurance agency or broker, they are able to offer this as a great employee benefit to their team.
Health Savings Accounts
There are also health savings accounts that are becoming more and more popular. This option allows employees and sometimes employers to deposit funds into an account that is then used for various medical expenses. The funds put into an HSA help to reduce the taxable income employees have, and that money can remain in the account until it is needed.
There are many options in Greeley, Windsor, Fort Collins, Loveland, Longmont, and the surrounding areas to obtain medical insurance. The best call you can make is to Volk Insurance Benefits as we can provide you with good information and work on your behalf with all of the insurance companies that we partner with to find the right medical insurance for any situation. Contact us today to get started.