There are many small businesses in Loveland, Greeley, Windsor, Longmont, Fort Collins, CO, and the surrounding areas that are not offering small business health insurance to their employees. There are many reasons for this, and our team at Volk Insurance Benefits can likely help with at least some of them so that more small businesses can offer it as part of their employee benefits package. The trend has been for small businesses not to offer health insurance, and those that are under 50 employees are not required to do so. We are hopeful that we can help change this trend, even as costs for nearly everything are still on the rise. It is important to understand the connection between offering health insurance and the improved well-being of the employees, which translates into fewer missed days and fewer days where they are working sick. Contact us today to learn more about how you can get affordable small business health insurance.
Offering Health Insurance Brings in More Candidates
Health insurance costs are a big deal for most people, and when an employer offers some kind of health insurance option, it instantly makes them more attractive to potential candidates. And those companies that do offer health insurance often can see the difference in the performance levels of their employees. Taking care of health issues means that people are living better, and this shows in their work as well as the rest of their lives.
Because cost is a factor when offering small business health insurance, it is important to work with an independent insurance agency. These people work for the client and not the insurance company, so they have a vested interest in catering to the needs of the clients. Independent insurance agencies work with multiple insurance companies and can shop for the best rates or specific coverages that meet the needs of their team.
Navigating All of The Options Available
Small businesses have a number of different paths to take when offering small business health insurance. Individual coverage health reimbursement arrangements, high-deductible health plans, self-funded plans, and several others are all possibilities that can work for both the business as well as the employees. Working with our team we can look at all of the different possibilities and do comparisons to see which options may work the best.
It can be understandable that a small business in Loveland, Greeley, Windsor, Longmont, Fort Collins, CO, and the surrounding areas may not want to deal with things, but those that do often find that they attract a higher quality candidate for open positions, and those employees they have perform better. Volk Insurance Benefits can help you look for the right small business health insurance that will fit your needs. Contact us today to schedule a review of your current offering.