Your Group Health Insurance Questions Answered

Looking for a way to keep your employees safe? Group health insurance can help you provide security to your employees and their dependents through health insurance coverage. Whether you’re a large company trying to fulfill requirements set by the Affordable Care Act, or you’re a small business who wants to take care of your employees, you can never go wrong with group health insurance!

Not a group health insurance expert? No worries, we are, and we’re here to answer all your questions!

How do group health insurance providers calculate premiums?

There are several factors that contribute to calculating premiums. These factors include:

  • Occupation
  • Level of coverage + add-ons
  • Size and health of employees
  • Average age
  • Claim history

What are the key features offered under group health insurance policies?

The key features offered under group health insurance include:

  • Hospitalization expenses (boarding, surgery, consultant fees, x-rays, and more)
  • Certain medical procedures (chemotherapy, radiotherapy, cataract, etc.)
  • Pre-existing diseases
  • Reimbursement of ambulance expenses
  • Maternity benefits

Why should I provide group health insurance to my employees?

There are several benefits of group health insurance. Group health insurance is designed to provide your employees and their dependents with financial assistance in cases of hospitalization or medical accidents. While singular health insurance policies are set, group health insurance can be customized to fit your employees wants and needs. Group health policies also come at lower premiums to businesses owners.

At Volk Insurance Benefits we provide group health insurance policies to businesses large and small in Fort Collins, Longmont, Loveland, CO, Windsor, CO, Greeley, and the surrounding areas. Since 1991 we’ve been the preferred insurance broker agency in our area. By working with you to understand your wants, needs, and desires, we help you find the group health insurance that matches your business and budget.

From PPO plans, level-funded plans, and more, we’re here to help you weigh your options and provide you with education on the group health insurance plans available to you. Call us today at 970-484-5073 to learn more about group health insurance for your Colorado business.

Please contact us with questions and to set-up an appointment for a
free insurance quote by giving us a call.

970-484-5073